Covers the interest from all type of risks or accident that could make damage/loss to your interest
Covers the interest from all type of risks or accident that could make damage/loss to your interest. This insurance is “made-order type” due to the coverage and insurance condition can be adjusted to your need.
This insurance generally provided to cover movable items/property such as office equipment (i.e. computers, copy machines, fax machines, telephone machines, etc.).
All risks of fortuitous accidents arising out of causes other than those specifically excluded in the Policy.
- Loss or damage resulting directly or indirectly from war, civil war, revolution, riot, strike, civil commotion, terrorism.
- Loss or damage resulting directly or indirectly from earthquake, volcanic eruption, or tsunami.
- Loss or damage resulting directly or indirectly from wear and tear, rust, mould, deterioration, discoloration, loss or damage due to rats or vermin.
- Nuclear explosive, radioactive.
- Willful misconduct or gross negligence of the Insured.
- If the property is processed or worked upon (excluding repair), loss or damage occurring after the commencement of such processing or similar work; unless fire ensues therefrom.
- Mislaying, Misplacing or Mysterious loss.
- Loss or damage due to fraud or embezzlement.
- Electrical or mechanical breakdown; unless fire ensues therefrom, or such breakdown is a result of some accidental happening of external origin. 1
- Other exclusions as defined in the insurance policy.