This insurance provides compensation to the Insured for loss or damage to property located within the building and/or its premises, including any connected rooms or spaces. However, it does not include gardens, additional structures, or other extensions.

Loss resulting from THEFT and BURGLARY is covered, but only if it involves forcible and violent entry into or exit from the premises, or attempted acts thereof, or if such acts result in damage to the insured property.

Covers damage and/or loss suffered by the Insured to the insured property and/or interests such as buildings, fixtures, stock/inventory, equipment, and machinery caused by Fire, Lightning, Explosion, Falling Aircraft, and Smoke.

Provides coverage for loss and/or damage to cargo caused by various risks during transit, whether for export/import (by sea or air), inter-island shipping, or land transportation.