Product Description – front page
Covers the interest from all type of risks or accident that could make damage/loss to your interest.
- Covers moveable items/property such as office equipment (i.e. computers, copy machines, fax machines, telephone machines, etc.)
- A “made-to-order” type of insurance that can be adjusted to your need
- Covers mobile phone, notebook/laptop
- Basic coverage of object insured in Indonesia territory, outside country apply T/C
All risks of fortuitous accidents arising out of causes other than those specifically excluded in the Policy.
- Loss or damage resulting directly or indirectly from war, civil war, revolution, riot, strike, civil commotion and terrorism.
- Loss or damage resulting directly or indirectly from earthquake, volcanic eruption and tsunami.
- Loss or damage resulting directly or indirectly from wear and tear, rust, mould, deterioration, discolouration, loss or damage due to rats or vermin.
- Nuclear explosion and radioactive damage.
- Wilful misconduct or gross negligence of the Insured.
- If the property is processed or worked upon (excluding repair), loss or damage occurring after the commencement of such processing or similar work; unless fire ensues therefrom.
- Mislaying, Misplacing or Mysterious loss.
- Loss or damage due to fraud or embezzlement.
- Electrical or mechanical breakdown; unless fire ensues therefrom, or such breakdown is a result of some accidental happening of external origin.
- Other exclusions as defined in the Insurance Policy.