FlexPro U-Drive
Product Description
Product Description – front page
Motor vehicle insurance bundling with advance telematics services.
Key Features
- More affordable insurance premium prices with a monthly insurance subscription.
- Learn your driving habits and improve driving skills for your safety.
- Get interesting prizes as an appreciation for improving your better driving skills.
Plan Highlights
We provide Motor Vehicle Insurance step ahead with Telematics services that allow you to track vehicles, know and learn how to drive better for the safety of you and your loved ones. This product is a standard Motor Vehicle Insurance product that is presented at a more affordable and shorter period so that you can adjust it to your vehicle insurance needs.
You can relish the following features:
- - Driving score and feedback
- - Rewards for riders with good driving scores
- - Parking meter
- - Emergency services
- - And other supporting features
- Make a claim
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Product enquiry
- Partner workshops
Text
Plan details
Coverage
BASIC COVERAGES
Comprehensive
Comprehensive Policy covers the loss of or damage to the Motor Vehicle by:
- Hull Damage
Comprehensive Policy covers total or partial loss of or damage to the motor vehicle due to the risks stated above. - Third Party Liability
Indemnity against the financial consequences of his liability at law for all damage caused by or in connection with the motor vehicle belonging to third parties.
Total Loss Only (TLO)
- Loss or damage, of which repair cost be equal to or more than 75% of the actual value of the Motor Vehicle or
- Loss by theft and not found within 60 (sixty) days.
EXTENDED COVERAGE
- Personal Accident for Passengers
Insurance protection for the Passenger of the car (death and disablement due to traffic accidents only). - Personal Accident for Driver
Insurance protection for the Driver of the car (death and disablement due to traffic accidents only). - Strike, Riot, Civil Commotion, Terrorism and Sabotage (S.R.C.C.T.S).
Exclusions
- Loss of or damage to non-standard equipment not stated in the Policy schedule.
- Embezzlement.
- Loss or damage due to malicious actions committed by :
- The Insured or his/her child or spouse.
- Any person acting on behalf of the Insured.
- Any person working for the Insured.
- Any person within the knowledge of the Insured.
- Any person living with the Insured.
- Loss or damage as a consequence of:
- Towing or pushing another motor vehicle, racing purposes, tuition in driving, carnival or parade, or to commit a crime
- Overloading or driven by force
- Driving in a damaged or technically unsafe condition
- Being driven by a person not holding a valid driving license (S.I.M) or under the influence of alcohol or any other drugs
- A nuclear reaction or radiation
- Loss or damage directly or indirectly caused by natural disaster or war.
- Loss or damage to any part or material of the Motor Vehicle due to wear and tear, or any inherent vice of that part.
- Other exclusions as defined in the Insurance Policy.